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Are You Prepared For The Unexpected?

It can be hard to determine your specific insurance needs and difficult to distinguish among the different types of insurance policies available today. But relax – we’ve made it easy!
Our Needs Assessment helps you identify potential gaps in your existing insurance coverage. Understanding these gaps will make it easier to select the supplemental insurance policy that is right for you and your family.
Answer the questions and see where you may have gaps in your insurance. Then schedule an in-home appointment with us.
Call 1-888-998-1994. to talk to a live operator or fill out this form to contact us via email.

What is your greatest concern?
1: Protecting your paycheck

In 2013, more than 14 million disabling injuries occurred off the job.1
  • If you became sick or were injured and couldn’t work, would you still receive a paycheck?
  • Are you eligible for Worker’s Comp (on the job only)?
  • Do you receive sick days?
  • Does your company offer disability (short or long-term)?
2: Protecting your family’s lifestyle
According to a recent survey, 62 percent of households said they would be in immediate financial trouble if a primary wage earner died. In addition, 48% of households in the survey said they did not have adequate life insurance.2
  • Are you confident that you have enough life insurance to help you or your spouse meet your financial needs in the event of an untimely death?

IF YOU ANSWERED ‘NO’ to any of these questions, that means you have a need which has not been met.

TO LEARN how ASSURANCE IQ, INC. Insurance can help replace lost income if you become disabled and are unable to work, visit https://www.hiiquote.com/quote/quote_ancillary.php?Plan_ID=72&code=A15D9CE801581945C2CE5A

FOR MORE INFORMATION or to schedule an appointment, please call 1-888-998-1994 or visit
​https://www.SmarterHealthOptions.com/contact.html to submit an online inquiry.

1National Safety Council, Injury Facts®, 2013 Edition.
2Facts About Life. LIMRA, 2016. 
Understanding You Needs(Download Assessment)
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CONTACT US TODAY!
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1-888-998-1994

Corporate Office
Assurance IQ, Inc.
10500 NE 8th St
Bellevue, WA 98004

Fort Myers Office
13650 Fiddlesticks Blvd.
​Suite 202-175
Fort Myers FL 33912

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DRIVEN BY ETERNITY

Smarter Health Options

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When it comes to preparing for the future it’s important to work with someone who has the foresight and proven experience to help you navigate life’s changes successfully.

That’s where we come in.  Whether you’re just starting out, growing your business, getting ready for expansion, or looking for a way to protect all that you’ve worked for, our consultants can help you find the right solutions to make the most of today, tomorrow, and the years to come.
 
Contact us to find out what we can do to help you, your family, and your business.
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Terence S. Phillips, License Agent
Florida License No. W472774
NPN# 18727754
​Agent Code# CLH12509412

An Assurance IQ, Inc., Agent
Licensed In 38 States In The USA
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​​I Am Blessed To Be A Blessing
​To You, Your Family, and
​Your Business!
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“We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.”
Smarter Health Options  Copyright 2020.  ALL RIGHTS RESERVED
​13650 Fiddlesticks Blvd. Suite 202-175 | Myers FL 33912

Quote@SmarterHealthOptions.com
​O:  888-998-1994
 | F:  239-236-0211
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​1-888-998-1994

Quote@SmarterHealthOptions.com

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  • Home
  • COVERAGES
    • ACA "Market Place Plans" >
      • Cigna Health Plans
      • HealthSherpa
      • Anthem Blue Cross, Blue Shield
      • Oscar
    • Short-Term Health Insurance Plans
    • Limited Medical Plans
    • Cancer Care Protection
    • Critical Illness Protection
    • Limited Income Health Plans
    • DENTAL DISCOUNT PROGRAM
    • Accidental Death and Dismemberment
    • Dental Coverage
    • GoodRx Prescription Discount Card for free!
  • ABOUT US
  • GET A QUOTE
    • Needs Assessment
  • BLOG
  • CONTACT
    • My Benefits Keeper
    • The MultiPlan Network
    • The First Health Network
    • Aetna Dental Provider Lookup
    • Outlook Vision Provider Lookup
    • Prescription Discount Drug Price Lookup
    • TELADOC
    • KARIS 360
    • Health Care.gov
    • Health Insurance Marketplace Calculator
    • Seminars and Workshops
    • Career Opportunities