Smarter Health Options
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    • ACA "Market Place Plans" >
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Open Enrollment for 2021 runs Sunday, November 1, 2020 through Tuesday, December 15, 2020
Starting November 1, 2020, you can log in to the sites below, fill out an application, and enroll in a 2021 Marketplace health plan.
Enroll by December 15, 2020, and coverage starts January 1, 2021. 2021 plans and prices will be available to preview shortly before November 1.
Still need 2020 coverage?   Open Enrollment for 2020 plans is over.  If you still want coverage for the rest of 2020:
​See if you qualify for a Special Enrollment Period due to a life event like losing other coverage, getting married, or having a baby.
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2021 ACA "Market Place Plans" Find An Affordable Plan and Solution For You and Your Family
Here Are Your 2021 ACA Market Place Company Line Up!
Get ready to apply for 2021 coverage
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Cigna ACA Health and Dental Plans

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HealthSherpa - Click On The Link To Shop and Compare Plans, Grab a FREE Quote and Sign up For Health Insurance

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Find Affordable Anthem Blue Cross Health Care Plans & Choose What's Best For You. Easily Compare 100's of Health Insurance Quotes from Top Providers. Free Expert Advice. Lowest Rates Guaranteed. A Rated by BBB. Insurance coverage: Individual & Family, Short-Term.

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Founded in 2012, Oscar was the first direct-to-consumer health insurer, pairing member engagement with our own full-stack technology. Since we began serving members in our first market in 2014, we’ve made great progress against our mission of creating a simpler and more affordable health insurance experience for more people across the U.S.
If enrolling in an Oscar Plan On Your Own, please make sure you see My
​National Producer Number "NPN=18727754" In The Website Address Bar.
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Your Dedicated Professional Senior Licensed Insurance Professional Is Here For You!
Use My Over 35 Years Of Experience To Help You and Your Family
Find The Right Plan For Your Unique Situation...
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Corporate Office
Assurance IQ, Inc.
10500 NE 8th St
Bellevue, WA 98004

Fort Myers Office
13650 Fiddlesticks Blvd.
​Suite 202-175
Fort Myers FL 33912

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DRIVEN BY ETERNITY

Smarter Health Options

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When it comes to preparing for the future it’s important to work with someone who has the foresight and proven experience to help you navigate life’s changes successfully.

That’s where we come in.  Whether you’re just starting out, growing your business, getting ready for expansion, or looking for a way to protect all that you’ve worked for, our consultants can help you find the right solutions to make the most of today, tomorrow, and the years to come.
 
Contact us to find out what we can do to help you, your family, and your business.
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Terence S. Phillips, License Agent
Florida License No. W472774
NPN# 18727754
​Agent Code# CLH12509412

An Assurance IQ, Inc., Agent
Licensed In 38 States In The USA
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​​I Am Blessed To Be A Blessing
​To You, Your Family, and
​Your Business!
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“We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.”
Smarter Health Options  Copyright 2020.  ALL RIGHTS RESERVED
​13650 Fiddlesticks Blvd. Suite 202-175 | Myers FL 33912

Quote@SmarterHealthOptions.com
​O:  888-998-1994
 | F:  239-236-0211
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  • Home
  • COVERAGES
    • ACA "Market Place Plans" >
      • Cigna Health Plans
      • HealthSherpa
      • Anthem Blue Cross, Blue Shield
      • Oscar
    • Short-Term Health Insurance Plans
    • Limited Medical Plans
    • Cancer Care Protection
    • Critical Illness Protection
    • Limited Income Health Plans
    • DENTAL DISCOUNT PROGRAM
    • Accidental Death and Dismemberment
    • Dental Coverage
    • GoodRx Prescription Discount Card for free!
  • ABOUT US
  • GET A QUOTE
    • Needs Assessment
  • BLOG
  • CONTACT
    • My Benefits Keeper
    • The MultiPlan Network
    • The First Health Network
    • Aetna Dental Provider Lookup
    • Outlook Vision Provider Lookup
    • Prescription Discount Drug Price Lookup
    • TELADOC
    • KARIS 360
    • Health Care.gov
    • Health Insurance Marketplace Calculator
    • Seminars and Workshops
    • Career Opportunities